{"id":74672,"date":"2026-06-29T12:23:43","date_gmt":"2026-06-29T11:23:43","guid":{"rendered":"https:\/\/www.africanchallenges.com\/?p=74672"},"modified":"2026-06-29T12:23:46","modified_gmt":"2026-06-29T11:23:46","slug":"banque-postale-le-ministere-des-finances-appelle-a-une-etude-approfondie","status":"publish","type":"post","link":"https:\/\/www.africanchallenges.com\/?p=74672","title":{"rendered":"Banque postale : le minist\u00e8re des Finances appelle \u00e0 une \u00e9tude approfondie"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Le minist\u00e8re des Finances estime que la cr\u00e9ation d\u2019une banque postale, ou le renforcement de la participation de la Poste tunisienne dans une banque existante, constitue un choix strat\u00e9gique qui ne peut \u00eatre d\u00e9cid\u00e9 dans le cadre du projet de loi sur la lutte contre l\u2019exclusion financi\u00e8re.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lors de son audition devant la commission des Finances et du Budget de l\u2019Assembl\u00e9e des repr\u00e9sentants du peuple, le d\u00e9partement a soulign\u00e9 qu\u2019une telle r\u00e9forme n\u00e9cessite une \u00e9valuation approfondie des aspects juridiques, \u00e9conomiques et financiers, ainsi qu\u2019un consensus entre les diff\u00e9rentes parties concern\u00e9es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Au cours des d\u00e9bats, plusieurs d\u00e9put\u00e9s ont d\u00e9fendu l\u2019id\u00e9e d\u2019une banque postale, mettant en avant le vaste r\u00e9seau de la Poste tunisienne pour am\u00e9liorer l\u2019inclusion financi\u00e8re, notamment dans les r\u00e9gions de l\u2019int\u00e9rieur. Ils estiment qu\u2019une telle structure faciliterait l\u2019acc\u00e8s aux services bancaires, au financement des PME, \u00e0 l\u2019\u00e9pargne et aux paiements num\u00e9riques, tout en contribuant \u00e0 r\u00e9duire les disparit\u00e9s r\u00e9gionales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e9ponse, le minist\u00e8re a rappel\u00e9 que le projet de loi en discussion s\u2019inscrit dans une r\u00e9forme plus large du secteur financier. Il a \u00e9galement soulign\u00e9 que la Poste tunisienne joue d\u00e9j\u00e0 un r\u00f4le important dans le syst\u00e8me financier national et qu\u2019une \u00e9ventuelle \u00e9volution de ses missions bancaires devra faire l\u2019objet d\u2019une analyse compl\u00e8te avant toute d\u00e9cision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le minist\u00e8re des Finances estime que la cr\u00e9ation d\u2019une banque postale, ou le renforcement de la participation de la Poste tunisienne dans une banque existante, constitue un choix strat\u00e9gique qui ne peut \u00eatre d\u00e9cid\u00e9 dans le cadre du projet de loi sur la lutte contre l\u2019exclusion financi\u00e8re. Lors de son audition devant la commission des [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":15159,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[18910,18909,314],"class_list":["post-74672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","tag-banque-postale","tag-banque-postale-le-ministere-des-finances-appelle-a-une-etude-approfondie","tag-poste-tunisienne"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/74672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=74672"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/74672\/revisions"}],"predecessor-version":[{"id":74674,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/74672\/revisions\/74674"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/15159"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=74672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=74672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=74672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}