Lanc\u00e9e officiellement le 2 f\u00e9vrier 2025, la plateforme \u00e9lectronique unifi\u00e9e des ch\u00e8ques \u00ab TuniCh\u00e8que \u00bb continue de cro\u00eetre en popularit\u00e9. Selon l\u2019Agence Tunis Afrique Presse (TAP), elle a d\u00e9j\u00e0 trait\u00e9 20 000 ch\u00e8ques et re\u00e7u 1 080 demandes d\u2019information en moins de deux semaines. Le nombre de comptes ouverts a atteint 104 000 au vendredi 14 f\u00e9vrier 2025, d\u2019apr\u00e8s la Banque centrale de Tunisie.<\/p>\n\n\n\n
L\u2019objectif principal de la plateforme \u2013 am\u00e9liorer la transparence des transactions et r\u00e9duire les risques li\u00e9s aux paiements par ch\u00e8que \u2013 commence \u00e0 se r\u00e9aliser. Parall\u00e8lement, la plateforme de paiement intelligent \u00ab PaySmart \u00bb, qui permet de g\u00e9rer et de r\u00e9gler ses factures gratuitement, a enregistr\u00e9 un record avec 40 000 factures pay\u00e9es depuis son lancement.<\/p>\n\n\n\n
La Banque centrale de Tunisie a rappel\u00e9 l\u2019importance d\u2019adopter des alternatives aux ch\u00e8ques, telles que les cartes bancaires, les paiements diff\u00e9r\u00e9s et les transactions mobiles, pour renforcer la s\u00e9curit\u00e9 et la fiabilit\u00e9 des \u00e9changes financiers.<\/p>\n\n\n\n
Durant les premiers jours, les utilisateurs ont rencontr\u00e9 des difficult\u00e9s techniques li\u00e9es au t\u00e9l\u00e9chargement et \u00e0 la g\u00e9olocalisation, rapidement r\u00e9solues par l\u2019\u00e9quipe technique. Pour faciliter l\u2019utilisation de la plateforme, la Banque centrale a mis en place un centre d\u2019appel d\u00e9di\u00e9 (31 380 671) ainsi qu\u2019une assistance mobile.<\/p>\n\n\n\n
Un probl\u00e8me r\u00e9current a \u00e9t\u00e9 relev\u00e9 : de nombreux commer\u00e7ants ont renseign\u00e9 des num\u00e9ros de t\u00e9l\u00e9phone fixes au lieu de num\u00e9ros mobiles lors de l\u2019inscription. Pourtant, un num\u00e9ro mobile tunisien est indispensable pour recevoir le code de v\u00e9rification temporaire (OTP) et s\u00e9curiser les op\u00e9rations.<\/p>\n\n\n\n
Enfin, la Banque centrale appelle \u00e0 une adoption plus large de la plateforme, en num\u00e9risant syst\u00e9matiquement les ch\u00e8ques re\u00e7us. Cette d\u00e9marche vise \u00e0 renforcer la s\u00e9curit\u00e9 des transactions, \u00e0 limiter les ch\u00e8ques sans provision, et \u00e0 garantir la fiabilit\u00e9 des paiements.<\/p>\n","protected":false},"excerpt":{"rendered":"
Lanc\u00e9e officiellement le 2 f\u00e9vrier 2025, la plateforme \u00e9lectronique unifi\u00e9e des ch\u00e8ques \u00ab TuniCh\u00e8que \u00bb continue de cro\u00eetre en popularit\u00e9. Selon l\u2019Agence Tunis Afrique Presse (TAP), elle a d\u00e9j\u00e0 trait\u00e9 20 000 ch\u00e8ques et re\u00e7u 1 080 demandes d\u2019information en moins de deux semaines. Le nombre de comptes ouverts a atteint 104 000 au vendredi […]<\/p>\n","protected":false},"author":3,"featured_media":61715,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[43,3,1],"tags":[11095,7774,14557,54],"class_list":["post-62552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eco-business","category-finance","category-uncategorized","tag-cheques","tag-la-banque-centrale-de-tunisie","tag-tunicheque","tag-tunisie"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/62552","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=62552"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/62552\/revisions"}],"predecessor-version":[{"id":62553,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/62552\/revisions\/62553"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/61715"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=62552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=62552"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=62552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}