{"id":61804,"date":"2025-01-23T15:47:30","date_gmt":"2025-01-23T14:47:30","guid":{"rendered":"https:\/\/www.africanchallenges.com\/?p=61804"},"modified":"2025-01-23T15:48:15","modified_gmt":"2025-01-23T14:48:15","slug":"tunisie-la-nouvelle-plateforme-baptisee-tunicheque-tn-dediee-a-la-gestion-des-nouveaux-cheques-est-deja-ouverte-pour-la-creation-de-comptes","status":"publish","type":"post","link":"https:\/\/www.africanchallenges.com\/?p=61804","title":{"rendered":"Tunisie: La nouvelle plateforme Baptis\u00e9e \u00ab\u00a0tunicheque.tn\u00a0\u00bb, d\u00e9di\u00e9e \u00e0 la gestion des nouveaux ch\u00e8ques est d\u00e9j\u00e0 ouverte pour la cr\u00e9ation de comptes"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La nouvelle plateforme d\u00e9di\u00e9e \u00e0 la gestion des ch\u00e8ques, qui sera op\u00e9rationnelle le 2 f\u00e9vrier, est d\u00e9j\u00e0 accessible pour la cr\u00e9ation de comptes. Nomm\u00e9e<a href=\"https:\/\/tunicheque.tn\/login\"> tunicheque. tn<\/a>, cet outil permettra, d\u00e8s le 2 f\u00e9vrier, de v\u00e9rifier en temps r\u00e9el la possibilit\u00e9 d&rsquo;encaisser un ch\u00e8que en consultant les soldes disponibles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette innovation a pour but, entre autres, de renforcer la transparence et de diminuer les risques associ\u00e9s aux ch\u00e8ques sans provision. La plateforme assurera une s\u00e9curit\u00e9 accrue gr\u00e2ce \u00e0 une v\u00e9rification en temps r\u00e9el de la validit\u00e9 des ch\u00e8ques et une efficacit\u00e9 am\u00e9lior\u00e9e par la simplification des processus de paiement et de contr\u00f4le.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La plateforme tunicheque. tn est d\u00e8s \u00e0 pr\u00e9sent accessible pour la cr\u00e9ation de comptes, en pr\u00e9paration de l&rsquo;activation compl\u00e8te des services le 2 f\u00e9vrier 2025, date \u00e0 laquelle elle sera mise en service sous l&rsquo;\u00e9gide de la Banque Centrale de Tunisie (BCT).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les fonctionnalit\u00e9s de tunicheque. tn, telles que la v\u00e9rification en temps r\u00e9el de la validit\u00e9 des ch\u00e8ques, ne seront accessibles qu&rsquo;\u00e0 partir du 2 f\u00e9vrier 2025. En attendant, les utilisateurs sont encourag\u00e9s \u00e0 cr\u00e9er leur compte pour pouvoir b\u00e9n\u00e9ficier de cet outil d\u00e8s l&rsquo;activation des services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depuis le 20 janvier 2025, les demandes pour obtenir les nouveaux carnets de ch\u00e8ques sont ouvertes dans les banques tunisiennes, et la distribution de ces carnets d\u00e9butera avant le 2 f\u00e9vrier, marquant officiellement l\u2019entr\u00e9e en vigueur du nouveau format de ch\u00e8que selon la nouvelle loi relative aux ch\u00e8ques (QR Code, plafond du ch\u00e8que, dur\u00e9e de validit\u00e9 et ch\u00e8ques barr\u00e9s).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Selon la loi n\u00b0 41 de 2024, les banques doivent suivre des proc\u00e9dures pr\u00e9ventives avant de d\u00e9livrer un carnet de ch\u00e8ques \u00e0 leurs clients. Ces proc\u00e9dures visent \u00e0 r\u00e9duire le nombre de ch\u00e8ques sans provision.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Concr\u00e8tement, les banques devront obtenir une v\u00e9rification de la solvabilit\u00e9 du client, nomm\u00e9e \u00ab demande de renseignement \u00bb, qui consiste en un certificat attestant de la capacit\u00e9 de paiement du client sur une p\u00e9riode d\u00e9termin\u00e9e.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La nouvelle plateforme d\u00e9di\u00e9e \u00e0 la gestion des ch\u00e8ques, qui sera op\u00e9rationnelle le 2 f\u00e9vrier, est d\u00e9j\u00e0 accessible pour la cr\u00e9ation de comptes. Nomm\u00e9e tunicheque. tn, cet outil permettra, d\u00e8s le 2 f\u00e9vrier, de v\u00e9rifier en temps r\u00e9el la possibilit\u00e9 d&rsquo;encaisser un ch\u00e8que en consultant les soldes disponibles. Cette innovation a pour but, entre autres, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":61805,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[14396,11095,2190,54],"class_list":["post-61804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","tag-tunicheque-tn","tag-cheques","tag-plateforme","tag-tunisie"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/61804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61804"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/61804\/revisions"}],"predecessor-version":[{"id":61806,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/61804\/revisions\/61806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/61805"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}