{"id":51599,"date":"2023-12-11T19:37:30","date_gmt":"2023-12-11T19:37:30","guid":{"rendered":"https:\/\/www.africanchallenges.com\/?p=51599"},"modified":"2023-12-11T19:43:44","modified_gmt":"2023-12-11T19:43:44","slug":"tunisie-bh-bank-certifiee-msi-20000","status":"publish","type":"post","link":"https:\/\/www.africanchallenges.com\/?p=51599","title":{"rendered":"Tunisie : BH Bank certifi\u00e9e MSI 20000"},"content":{"rendered":"\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><strong>BH Bank a \u00e9t\u00e9 certifi\u00e9e MSI 20000, en renforcement de son processus de conformit\u00e9 aux normes internationales de qualit\u00e9 financi\u00e8re. La certification relative \u00e0 la qualit\u00e9 de la situation financi\u00e8re des entit\u00e9s \u00e9conomiques et des institutions financi\u00e8res, marque l\u2019engagement renouvel\u00e9 de la banque en mati\u00e8re de bonne gouvernance financi\u00e8re.<\/strong><br><br>Le certificat a \u00e9t\u00e9 remis lors d\u2019une c\u00e9r\u00e9monie tenue jeudi 7 d\u00e9cembre 2023, au si\u00e8ge de la BH Banque, en pr\u00e9sence de M. Wajdi Koubaa, son directeur g\u00e9n\u00e9ral ainsi que des cadres de la Banque. Les rapports d\u2019\u00e9valuation et les certificats de conformit\u00e9 ont \u00e9t\u00e9 remis par M. Souheil Skander, directeur g\u00e9n\u00e9ral de CFC Partners, au nom de l\u2019organisme de certification COFICERT. L\u2019\u00e9v\u00e8nement a \u00e9t\u00e9 marqu\u00e9 par la pr\u00e9sence des cabinets ACTIFIN &amp; SEITOSEI, repr\u00e9sent\u00e9s par leurs dirigeants M. St\u00e9phane Ruiz et M. Eric Eludut, M. Christian Levesque, Pr\u00e9sident de d\u00e9l\u00e9gations ISO et membre permanent IGSF (International Group for Sustainable Finance) ainsi que M. Mourad Ben Chaabane, directeur g\u00e9n\u00e9ral de l\u2019interm\u00e9diaire en Bourse MAC S.A. Aussi, une intervention \u00e0 distance depuis Paris a \u00e9t\u00e9 assur\u00e9e par M. Cristian Mocanu, secr\u00e9taire g\u00e9n\u00e9ral de COFICERT France.<br><br>Pour sa part, M. Koubaa a soulign\u00e9 que la BH Bank est r\u00e9solument engag\u00e9e dans la r\u00e9alisation de son plan strat\u00e9gique pour la p\u00e9riode 2024-2026 et que la certification MSI 20000, vient conforter et consolider le programme \u00e9tabli. En ad\u00e9quation avec le cahier des charges de la Norme MSI 20000, la banque s\u2019attache \u00e0 appliquer les meilleurs standards et maintenir les meilleurs niveaux en mati\u00e8re de solidit\u00e9 et de performance financi\u00e8re. Une \u00e9quation et un \u00e9quilibre rigoureusement observ\u00e9 et appr\u00e9ci\u00e9 dans le cadre des \u00e9valuations annuelles MSI, afin de valider le statut de conformit\u00e9 \u00e0 la Norme et pr\u00e9tendre \u00e0 la certification MSI 20000.<br><br>A l\u2019\u00e9chelle nationale, la BH Bank se pr\u00e9sente comme une banque en mutation, avec en interne des chantiers et des projets significatifs de modernisation et d\u2019optimisation. Avec un PNB de 622,9 MTND en 2022 (+9.4%, par rapport \u00e0 2021), la banque est de plus en plus orient\u00e9e vers la diversification de ses march\u00e9s, la maitrise de ses risques et la transformation digitale de ses produits et processus m\u00e9tiers.<br><br>Malgr\u00e9 des tensions g\u00e9n\u00e9ralis\u00e9es \u00e0 l\u2019ensemble du secteur, en mati\u00e8re de liquidit\u00e9s, la banque parvient \u00e0 assurer le respect de ses ratios r\u00e9glementaires (avec un LCR de 128.3% et un ratio de solvabilit\u00e9 de 14.3%, en 2022), et un coefficient d\u2019exploitation largement confortable, sur les derniers exercices.\u00a0<br><br>M. Wajdi Koubaa\u00a0a d\u00e9clar\u00e9 que : \u00ab\u00a0Nous accordons une grande importance \u00e0 la conformit\u00e9 de notre syst\u00e8me de management qualit\u00e9 dans le cadre du respect des pratiques internationales, et nous sommes ravis de l\u2019\u00e9tendre \u00e0 pr\u00e9sent \u00e0 la sph\u00e8re de la bonne gouvernance financi\u00e8re.\u00a0\u00bb<br>La certification de la BH Bank, en tant que certification de syst\u00e8me management de qualit\u00e9, t\u00e9moigne de la qu\u00eate de la banque vers une gouvernance financi\u00e8re \u00e0 la fois saine et performante, tenant compte des bonnes pratiques internationales en mati\u00e8re de gestion financi\u00e8re et banqui\u00e8re en particulier.<br>\u00a0<br><strong><a href=\"https:\/\/gmail.us8.list-manage.com\/track\/click?u=7587b0ae3639e6acdf0338d6e&amp;id=3b81b9b58e&amp;e=ea7ab46b33\" target=\"_blank\" rel=\"noreferrer noopener\">MSI 20000<\/a>\u00a0est la norme internationale d\u00e9di\u00e9e \u00e0 la bonne gouvernance financi\u00e8re des entreprises et des institutions. La certification se pr\u00e9sente comme un indicateur\u00a0portant sur la qualit\u00e9 de la situation financi\u00e8re des entit\u00e9s \u00e9conomiques et financi\u00e8res, \u00e0 faire valoir aupr\u00e8s de ses parties prenantes. N\u00e9e en Europe au lendemain de la crise des Subprimes, la certification MSI 20000 est diffus\u00e9e par des organismes de certification internationaux. La norme est r\u00e9gie\u00a0\u00e0 l\u2019\u00e9chelle internationale\u00a0par l\u2019IGSF (International Group for Sustainable Finance).<\/strong><\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>BH Bank a \u00e9t\u00e9 certifi\u00e9e MSI 20000, en renforcement de son processus de conformit\u00e9 aux normes internationales de qualit\u00e9 financi\u00e8re. La certification relative \u00e0 la qualit\u00e9 de la situation financi\u00e8re des entit\u00e9s \u00e9conomiques et des institutions financi\u00e8res, marque l\u2019engagement renouvel\u00e9 de la banque en mati\u00e8re de bonne gouvernance financi\u00e8re. Le certificat a \u00e9t\u00e9 remis lors [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":51600,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[3244,9210,11151,54],"class_list":["post-51599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","tag-bh-bank","tag-certificat","tag-msi-20000","tag-tunisie"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/51599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=51599"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/51599\/revisions"}],"predecessor-version":[{"id":51601,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/51599\/revisions\/51601"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/51600"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=51599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=51599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=51599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}