Le Groupe QNB, la plus grande institution financi\u00e8re au Moyen-Orient et en Afrique (R\u00e9gion MEA), vient de rendre public ses r\u00e9sultats du premier semestre 2023.<\/p>\n\n\n\n
Les b\u00e9n\u00e9fices nets ont atteint 7,6 milliards QAR (2,1 milliards USD) au 30 Juin 2023, r\u00e9alisant ainsi une progression de 8% par rapport \u00e0 la m\u00eame p\u00e9riode de l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/p>\n\n\n\n
Le r\u00e9sultat d\u2019exploitation s\u2019est \u00e9lev\u00e9 \u00e0 18,5 milliards QAR (5,1 milliards USD), soit une augmentation de 14% par rapport \u00e0 la m\u00eame p\u00e9riode de l\u2019ann\u00e9e \u00e9coul\u00e9e; refl\u00e9tant ainsi la performance du Groupe \u00e0 maintenir une croissance stable au niveau de toutes les sources de revenus.<\/p>\n\n\n\n
Le total des actifs au 30 Juin 2023 a enregistr\u00e9 une augmentation de 7% par rapport au 30 Juin 2022 pour atteindre 1202 milliards QAR (330 milliards USD), gr\u00e2ce principalement \u00e0 la croissance des pr\u00eats et avances qui ont augment\u00e9 de 7% pour atteindre 819 milliards QAR (225 milliards USD). L\u2019\u00e9volution importante du volume des d\u00e9p\u00f4ts a contribu\u00e9 \u00e0 l\u2019augmentation des ressources client\u00e8le de 5% par rapport au 30 Juin 2022 pour atteindre 836 milliards QAR (230 milliards USD). Le ratio pr\u00eats\/d\u00e9p\u00f4ts a atteint 97,9 % au 30 Juin 2023 un taux conforme aux exigences r\u00e8glementaires.<\/p>\n\n\n\n
L\u2019efficacit\u00e9 op\u00e9rationnelle du Groupe QNB (mesur\u00e9 par le ratio co\u00fbt-revenu) reste solide pour atteindre 20,4%, soit l\u2019un des meilleurs ratios parmi les grandes institutions financi\u00e8res de la r\u00e9gion MEA.<\/p>\n\n\n\n
Au 30 Juin 2023, le taux des cr\u00e9ances non-performantes a atteint 2,9% refl\u00e9tant ainsi la bonne qualit\u00e9 du portefeuille cr\u00e9dits et l\u2019efficacit\u00e9 de la politique de risque du Groupe. Par ailleurs, le Groupe QNB a constitu\u00e9 des provisions suppl\u00e9mentaires pour cr\u00e9ances douteuses \u00e0 hauteur de 4,7 milliards QAR (1,3 milliards USD) permettant ainsi la hausse du ratio de couverture des cr\u00e9ances \u00e0 99% au 30 Juin 2023 confirmant ainsi la politique prudente adopt\u00e9e par le Groupe.<\/p>\n\n\n\n
Le total des capitaux propres a progress\u00e9 de 1% par rapport \u00e0 Juin 2022 pour atteindre 104 milliards QAR (29 milliards USD). Le b\u00e9n\u00e9fice par action a augment\u00e9 de 9% pour atteindre 0,76 QAR (0,21 USD).<\/p>\n\n\n\n
Le ratio d\u2019ad\u00e9quation des fonds propres (CAR) a atteint 19% au 30 Juin 2023. Le ratio de liquidit\u00e9 \u00e0 court terme (LCR) et le ratio structurel de liquidit\u00e9 \u00e0 long terme (NSFR) ont atteint respectivement 146% et 106% au 30 Juin 2023, d\u00e9passant ainsi les exigences minimales r\u00e8glementaires de la Banque Centrale du Qatar et du Comit\u00e9 de B\u00e2le. <\/p>\n\n\n\n
Le Groupe QNB emploie plus de 29.000 collaborateurs r\u00e9partis sur plus de 900 sites et dispose de plus de 4.900 distributeurs automatiques de billets.<\/p>\n","protected":false},"excerpt":{"rendered":"
Le Groupe QNB, la plus grande institution financi\u00e8re au Moyen-Orient et en Afrique (R\u00e9gion MEA), vient de rendre public ses r\u00e9sultats du premier semestre 2023. Les b\u00e9n\u00e9fices nets ont atteint 7,6 milliards QAR (2,1 milliards USD) au 30 Juin 2023, r\u00e9alisant ainsi une progression de 8% par rapport \u00e0 la m\u00eame p\u00e9riode de l\u2019ann\u00e9e pr\u00e9c\u00e9dente. […]<\/p>\n","protected":false},"author":4,"featured_media":30929,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[7149,3578],"class_list":["post-49220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","tag-groupe-qnb","tag-resultats"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/49220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=49220"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/49220\/revisions"}],"predecessor-version":[{"id":49221,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/49220\/revisions\/49221"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/30929"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=49220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=49220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=49220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}