Le Conseil des administrateurs de la Banque mondiale a approuv\u00e9 un pr\u00eat de 120 millions de dollars, soit 370 millions de dinars, en faveur de la Tunisie, au titre du Projet d\u2019appui au redressement \u00e9conomique des PME. Ce projet vise \u00e0 rem\u00e9dier aux probl\u00e8mes de liquidit\u00e9 auxquels sont confront\u00e9es les entreprises tunisiennes, en finan\u00e7ant des lignes de cr\u00e9dit \u00e0 long terme qui seront r\u00e9troc\u00e9d\u00e9es par le minist\u00e8re des Finances aux institutions financi\u00e8res participantes pour l\u2019octroi de pr\u00eats aux petites et moyennes entreprises (PME) \u00e9ligibles (\u2026).<\/p>\n\n\n\n
(\u2026) Les PME tunisiennes souffrent d\u2019un d\u00e9ficit d\u2019acc\u00e8s aux financements, qui s\u2019est encore creus\u00e9 au fil des ans selon les enqu\u00eates men\u00e9es par la Banque mondiale\u202f: 21,9 % des entreprises consid\u00e9raient le manque d\u2019acc\u00e8s au financement comme un obstacle majeur en 2013\u202f; elles \u00e9taient 43,9 % en 2020. Les PME qui ont quant \u00e0 elles acc\u00e8s \u00e0 des financements, obtiennent principalement des cr\u00e9dits de court terme, en raison notamment d\u2019un manque de liquidit\u00e9s \u00e0 long terme dans le secteur bancaire. De fait, les march\u00e9s financiers et les institutions d\u2019\u00e9pargne contractuelle, qui constituent les principales sources de financement \u00e0 long terme dans de nombreux march\u00e9s \u00e9mergents, ne sont pas encore pleinement d\u00e9velopp\u00e9s en Tunisie.<\/p>\n\n\n\n
Face \u00e0 ces difficult\u00e9s, le projet mettra en place deux lignes de cr\u00e9dit. Le premier dispositif, d\u2019un montant de 24,5 millions de dollars, permettra de r\u00e9\u00e9chelonner les pr\u00eats de PME viables en rallongeant les \u00e9ch\u00e9ances et d\u2019all\u00e9ger ainsi la charge de la dette. La deuxi\u00e8me ligne de cr\u00e9dit, de 93,7millions de dollars, permettra d\u2019octroyer de nouveaux pr\u00eats \u00e0 long terme \u00e0 des PME viables. Enfin, la troisi\u00e8me composante du projet, d\u2019un montant de 1,5 million de dollars, consistera en un appui \u00e0 sa mise en \u0153uvre, ainsi qu\u2019\u00e0 son suivi-\u00e9valuation. Le projet pourra s\u2019appuyer sur la modernisation de la Soci\u00e9t\u00e9 Tunisienne de Garantie (SOTUGAR), qui fait l\u2019objet d\u2019un programme parall\u00e8le d\u2019assistance technique et d\u2019un protocole d\u2019accord entre le minist\u00e8re des Finances et la Banque centrale de Tunisie visant \u00e0 renforcer son cadre de gouvernance et de surveillance.<\/p>\n\n\n\n
(\u2026) Cet appui aux PME est r\u00e9alis\u00e9 en coop\u00e9ration avec d\u2019autres partenaires, notamment l\u2019Agence fran\u00e7aise de d\u00e9veloppement (AFD) et la Banque europ\u00e9enne d\u2019investissement (BEI), qui pr\u00e9voient d\u2019accorder des facilit\u00e9s de cr\u00e9dit similaires d\u2019ici l\u2019\u00e9t\u00e9, sous r\u00e9serve d\u2019une \u00e9valuation pr\u00e9alable satisfaisante et de l\u2019approbation de leur conseil d\u2019administration.<\/p>\n\n\n\n
Avec Communiqu\u00e9<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" Le Conseil des administrateurs de la Banque mondiale a approuv\u00e9 un pr\u00eat de 120 millions de dollars, soit 370 millions de dinars, en faveur de la Tunisie, au titre du Projet d\u2019appui au redressement \u00e9conomique des PME. Ce projet vise \u00e0 rem\u00e9dier aux probl\u00e8mes de liquidit\u00e9 auxquels sont confront\u00e9es les entreprises tunisiennes, en finan\u00e7ant des […]<\/p>\n","protected":false},"author":4,"featured_media":16406,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[43,73],"tags":[148,248,1145,54],"class_list":["post-46807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eco-business","category-eco","tag-banque-mondiale","tag-pme","tag-pret","tag-tunisie"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/46807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=46807"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/46807\/revisions"}],"predecessor-version":[{"id":46808,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/46807\/revisions\/46808"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/16406"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=46807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=46807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=46807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}