L\u2019agence de notation Moody\u2019s vient d\u2019abaisser la note de d\u00e9p\u00f4ts bancaires \u00e0 long terme de quatre banques tunisiennes \u00e0 savoir l’Amen Bank, la Banque de Tunisie (BT),\u00a0 la Banque Internationale Arabe de Tunisie (BIAT) et la Soci\u00e9t\u00e9 Tunisienne de Banque (STB) qui ont \u00e9t\u00e9 attribu\u00e9es \u00e0 \u00ab Caa2 \u00bb, une baisse par rapport \u00e0 \u00ab Caa1 \u00bb.<\/p>\n
Contrairement aux autres banquesCe,\u00a0 l\u2019Arab Tunisian Bank (ATB) a vu sa note confirm\u00e9e \u00e0 \u00ab Caa1 \u00bb. Contrairement aux autres banques, la note de l\u2019ATB a \u00e9t\u00e9 confirm\u00e9e gr\u00e2ce \u00e0 son soutien par Arab Bank PLC, son actionnaire majoritaire, qui a une note de d\u00e9p\u00f4t positive \u00e0 \u00ab Ba2 \u00bb.<\/p>\n
Cette action de notation fait suite \u00e0 la d\u00e9gradation de la note souveraine de la Tunisie, qui est pass\u00e9e de \u00ab Caa1 \u00bb \u00e0 \u00ab Caa2 \u00bb, avec une perspective n\u00e9gative, et la note de la Banque centrale de Tunisie (BCT) a \u00e9galement \u00e9t\u00e9 abaiss\u00e9e de \u00ab Caa1 \u00bb \u00e0 \u00ab Caa2 \u00bb.<\/p>\n
En outre, les plafonds de risque en monnaie locale et en monnaie \u00e9trang\u00e8re ont \u00e9t\u00e9 respectivement abaiss\u00e9s \u00e0 \u00ab B2 \u00bb et \u00ab Caa1 \u00bb.<\/p>\n
Moody\u2019s explique que l\u2019incertitude quant aux conditions \u00e9conomiques du pays, qui n\u2019a pas encore obtenu un nouveau programme du FMI, est le principal facteur ayant conduit \u00e0 la d\u00e9gradation des notes. De plus, l\u2019exposition directe des banques tunisiennes aux obligations du Tr\u00e9sor, qui repr\u00e9sente pr\u00e8s de 57 % de leurs fonds propres, augmente les risques pour leurs actifs et leur solvabilit\u00e9. Enfin, la faible gouvernance et les graves probl\u00e8mes sociaux sont \u00e9galement interpr\u00e9t\u00e9s comme des facteurs cl\u00e9s.<\/p>\n","protected":false},"excerpt":{"rendered":"L\u2019agence de notation Moody\u2019s vient d\u2019abaisser la note de d\u00e9p\u00f4ts bancaires \u00e0 long terme de quatre banques tunisiennes \u00e0 savoir l'Amen Bank, la Banque de Tunisie (BT),\u00a0 la Banque Internationale Arabe de Tunisie (BIAT) et la Soci\u00e9t\u00e9 Tunisienne de Banque (STB) qui ont \u00e9t\u00e9 attribu\u00e9es \u00e0 \u00ab Caa2 \u00bb, une baisse par rapport \u00e0 \u00ab [...]","protected":false},"author":4,"featured_media":43380,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[],"class_list":["post-46543","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/46543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=46543"}],"version-history":[{"count":2,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/46543\/revisions"}],"predecessor-version":[{"id":46546,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/46543\/revisions\/46546"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/43380"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=46543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=46543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=46543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}