En marge d\u2019un webinaire de sensibilisation tenu jeudi 8 septembre sur le th\u00e8me: \u201cLes normes environnementales et sociales applicables \u00e0 la nouvelle ligne de cr\u00e9dit de la BM\u201d, Faouzi Arfaoui, directeur du financement et des relations ext\u00e9rieurs \u00e0 la Banque centrale de Tunisie (BCT),a annonc\u00e9 que des discussions sont en cours entre la Tunisie et la Banque mondiale (BM) sur les modalit\u00e9s de la mise en place, d\u2019ici d\u00e9but 2023, d\u2019une ligne de cr\u00e9dit d\u2019un montant de 50 millions de dollars en faveur des institutions financi\u00e8res tunisiennes en vue de faciliter l\u2019acc\u00e8s des PME aux cr\u00e9dits et de p\u00e9renniser leur activit\u00e9 dans un contexte caract\u00e9ris\u00e9 par un ralentissement d\u2019activit\u00e9.<\/p>\n\n\n\n
Faouzi Arfaoui a soulign\u00e9 que la ligne de cr\u00e9dit en question, dont la gestion sera g\u00e9r\u00e9e par la BCT, sera ouverte \u00e0 six institutions financi\u00e8res au moins dont des banques, des \u00e9tablissements de leasing et des institutions de microfinance.<\/p>\n\n\n\n
Elle s\u2019adresse aux institutions financi\u00e8res qui disposent d\u2019un portefeuille PME d\u2019au moins 20% et qui ne font pas l\u2019objet d\u2019administration provisoire et les PME viables op\u00e9rant dans tous les secteurs, except\u00e9s le tourisme, la promotion immobili\u00e8re et ceux figurant dans la liste d\u2019exclusion de la BM, a-t-il pr\u00e9cis\u00e9.<\/p>\n\n\n\n
L\u2019objectif est d\u2019amortir les retomb\u00e9es de la crise sanitaire \u00e0 travers un appui direct aux PME jug\u00e9es viables et la p\u00e9rennisation des postes d\u2019emploi, a-t-il expliqu\u00e9 lors de ce webinaire visant \u00e0 pr\u00e9senter \u00e0 l\u2019ensemble des parties prenantes, les composantes et les conditionnalit\u00e9s de la ligne de cr\u00e9dit.<\/p>\n\n\n\n
Il s\u2019agit aussi de promouvoir l\u2019investissement priv\u00e9 \u00e0 travers la facilitation de l\u2019acc\u00e8s des PME aux cr\u00e9dits aupr\u00e8s des banques et la cr\u00e9ation de nouveaux postes d\u2019emploi.<\/p>\n\n\n\n
La ligne de cr\u00e9dit porte sur trois composantes. Il s\u2019agit notamment de favoriser le r\u00e9\u00e9chelonnement des pr\u00eats aux PME (les cr\u00e9dits de consolidation, les encours des reports et les impay\u00e9s et les d\u00e9couverts) ainsi que le financement de nouveaux pr\u00eats (cr\u00e9dits d\u2019investissements et fonds de roulement) accord\u00e9s aux PME.<\/p>\n\n\n\n
La ligne sera accompagn\u00e9e de mesures d\u2019accompagnement au profit des trois parties prenantes. Il s\u2019agit de renforcer les capacit\u00e9s institutionnelles de la Soci\u00e9t\u00e9 tunisienne de garantie (SOTUGAR) et de l\u2019appuyer afin de converger vers les normes internationales.<\/p>\n\n\n\n
Ces mesures s\u2019adressent \u00e9galement aux institutions financi\u00e8res participantes (banques de la place et compagnies de leasing) pour renforcer leurs capacit\u00e9s d\u2019analyse et de gestion des risques et cr\u00e9er un flux de transactions de haute qualit\u00e9 pour les pr\u00eats accord\u00e9s aux PME.<\/p>\n\n\n\n
Les Petites et moyennes entreprises b\u00e9n\u00e9ficiaires et \u00e9ligibles seront \u00e9galement accompagn\u00e9es afin de pr\u00e9parer des propositions de pr\u00eat de bonne qualit\u00e9 et de pr\u00e9senter un dossier convaincant aux banques, a-t-il ajout\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"
En marge d\u2019un webinaire de sensibilisation tenu jeudi 8 septembre sur le th\u00e8me: \u201cLes normes environnementales et sociales applicables \u00e0 la nouvelle ligne de cr\u00e9dit de la BM\u201d, Faouzi Arfaoui, directeur du financement et des relations ext\u00e9rieurs \u00e0 la Banque centrale de Tunisie (BCT),a annonc\u00e9 que des discussions sont en cours entre la Tunisie et […]<\/p>\n","protected":false},"author":4,"featured_media":16406,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[43,73],"tags":[148,6703,9047],"class_list":["post-43232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eco-business","category-eco","tag-banque-mondiale","tag-ligne-de-credit","tag-pme-tunisiennes"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/43232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43232"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/43232\/revisions"}],"predecessor-version":[{"id":43233,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/43232\/revisions\/43233"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/16406"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}