{"id":41353,"date":"2022-06-30T21:35:33","date_gmt":"2022-06-30T21:35:33","guid":{"rendered":"https:\/\/www.africanchallenges.com\/?p=41353"},"modified":"2022-06-30T22:05:01","modified_gmt":"2022-06-30T22:05:01","slug":"maroc-attijariwafa-bank-renforce-ses-fonds-propres-de-945-millions-pour-mieux-gerer-ses-risques","status":"publish","type":"post","link":"https:\/\/www.africanchallenges.com\/?p=41353","title":{"rendered":"Maroc : Attijariwafa Bank renforce ses fonds propres de 94,5 millions\u00a0$ pour mieux g\u00e9rer ses risques"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Le groupe bancaire marocain Attijariwafa Bank&nbsp;<a href=\"https:\/\/docs.publicnow.com\/viewDoc?hash_primary=8A75D1DBE6834D97F19BD4BE6FB5ABC63AACC349\">a annonc\u00e9<\/a>&nbsp;ce jeudi 30 juin, avoir mobilis\u00e9 1 milliard de dirhams (94,5 millions&nbsp;$) \u00e0 la suite de son \u00e9mission d&rsquo;obligations perp\u00e9tuelles le 24 juin dernier, avec des souscriptions qui ont atteint 1,16 fois.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">22 investisseurs ont particip\u00e9 \u00e0 l&rsquo;op\u00e9ration, dont une compagnie d&rsquo;assurance qui a prudemment achet\u00e9 100 millions d&rsquo;obligations de la tranche A. Elles sont plus rentables et donc plus risqu\u00e9es. 22 organismes collectifs publics de valeurs mobili\u00e8res (OPCVM) ont offert les 900 millions de dirhams restants dans le cadre de la tranche B (taux r\u00e9visable tous les ans).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Attijariwafa Bank s&rsquo;offre ainsi la possibilit\u00e9 de renforcer ses ratios de fonds propres sans avoir besoin d&rsquo;ouvrir ou d&rsquo;augmenter son capital. Les obligations perp\u00e9tuelles sont un mode de financement hybride qui apporte des ressources longues aux entreprises tout comme les actions, mais g\u00e9n\u00e8rent des int\u00e9r\u00eats annuels pour les investisseurs, comme le feraient des obligations. Pour les 10 premi\u00e8res ann\u00e9es de la tranche A, il sera pay\u00e9 un taux d&rsquo;int\u00e9r\u00eat de 4,75% et pour la premi\u00e8re ann\u00e9e de la tranche B, un taux de 3,85%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La mobilisation de ces ressources devrait permettre au groupe d&rsquo;accro\u00eetre ses volumes de pr\u00eats \u00e0 la client\u00e8le, et par cons\u00e9quent, soutenir la dynamique de croissance pour ses revenus d&rsquo;int\u00e9r\u00eats. Pour les trois mois s&rsquo;achevant \u00e0 fin mars 2022, ceux-ci \u00e9taient en l\u00e9g\u00e8re baisse par rapport \u00e0 ceux de la m\u00eame p\u00e9riode en 2021, selon des donn\u00e9es de communication financi\u00e8re consult\u00e9es par l&rsquo;<em>Agence Ecofin<\/em>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le groupe a connu une croissance de son b\u00e9n\u00e9fice net au cours du premier trimestre 2022, mais il le doit aussi \u00e0 une ma\u00eetrise \u00e0 la baisse de ses d\u00e9penses. Par cons\u00e9quent, il continue d&rsquo;\u00e9voluer sur les march\u00e9s d&rsquo;Afrique de l\u2019Ouest et du centre o\u00f9 la hausse des engagements du secteur bancaire au profit des administrations publiques centrales fait craindre un risque pour les portefeuilles des cr\u00e9dits bancaires en raison de l&rsquo;accumulation de dette par les Etats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.ammc.ma\/sites\/default\/files\/NO_AT1_AWB_016_2022.pdf\">Les objectifs de l\u2019op\u00e9ration<\/a>&nbsp;qui vient d\u2019\u00eatre r\u00e9alis\u00e9e semblent anticiper sur ces diff\u00e9rents facteurs de risque. Attijariwafa Bank indique que la ressource obtenue servira \u00e0<em>&nbsp;\u00ab&nbsp;renforcer ses fonds propres r\u00e9glementaires actuels et, par cons\u00e9quent, am\u00e9liorer son ratio de solvabilit\u00e9, financer le d\u00e9veloppement organique de la banque au Maroc et \u00e0 l\u2019international, et anticiper les diff\u00e9rentes \u00e9volutions r\u00e9glementaires dans les pays de pr\u00e9sence&nbsp;\u00bb<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le groupe bancaire marocain Attijariwafa Bank&nbsp;a annonc\u00e9&nbsp;ce jeudi 30 juin, avoir mobilis\u00e9 1 milliard de dirhams (94,5 millions&nbsp;$) \u00e0 la suite de son \u00e9mission d&rsquo;obligations perp\u00e9tuelles le 24 juin dernier, avec des souscriptions qui ont atteint 1,16 fois. 22 investisseurs ont particip\u00e9 \u00e0 l&rsquo;op\u00e9ration, dont une compagnie d&rsquo;assurance qui a prudemment achet\u00e9 100 millions d&rsquo;obligations [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2394,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43,1],"tags":[659,349],"class_list":["post-41353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","category-uncategorized","tag-attijariwafa-bank","tag-maroc"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/41353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41353"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/41353\/revisions"}],"predecessor-version":[{"id":41356,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/41353\/revisions\/41356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/2394"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}