{"id":3236,"date":"2018-10-26T13:17:29","date_gmt":"2018-10-26T13:17:29","guid":{"rendered":"http:\/\/www.africanchallenges.com\/?p=3236"},"modified":"2018-10-26T13:17:29","modified_gmt":"2018-10-26T13:17:29","slug":"tunisie-la-stb-retrouve-un-cercle-vertueux-de-confiance-et-rentabilite","status":"publish","type":"post","link":"https:\/\/www.africanchallenges.com\/?p=3236","title":{"rendered":"Tunisie : La STB retrouve un cercle vertueux de confiance et rentabilit\u00e9"},"content":{"rendered":"<p><strong>Les 9 premiers mois de 2018 ont \u00e9t\u00e9 marqu\u00e9s par une hausse des d\u00e9p\u00f4ts de longs et moyens termes, dans les comptes de la Soci\u00e9t\u00e9 Tunisienne de Banques (STB). Les d\u00e9p\u00f4ts d&rsquo;\u00e9pargne ont ainsi \u00e9t\u00e9 augment\u00e9 de 11,7% pour atteindre 2,7 milliards de dinars tunisiens et les d\u00e9p\u00f4ts \u00e0 terme ont progress\u00e9 de 24,1% pour atteindre 1 milliard de dinars tunisiens.<\/strong><\/p>\n<p>La Banque n&rsquo;a pas comment\u00e9 cette performance sur ces ressources collect\u00e9es aupr\u00e8s de sa client\u00e8le. Mais on peut noter qu&rsquo;elle a connu une hausse de pr\u00e8s d&rsquo;un milliard de dinars sur son encours de cr\u00e9dit \u00e0 l&rsquo;\u00e9conomie et une progression d&rsquo;environ 500 millions de dinars sur ses investissements.<\/p>\n<p>Dans ce contexte, son produit net bancaire a \u00e9t\u00e9 influenc\u00e9 autant par la hausse de 28,6% de ses revenus d&rsquo;exploitation, et la progression de 46,8% de ses charges, pour se situer \u00e0 305,6 millions de dinars. Cette banque qui est d\u00e9tenue \u00e0 pr\u00e8s de 77% par l&rsquo;Etat de Tunisie, semble avoir retrouv\u00e9 un cercle vertueux de confiance et rentabilit\u00e9.<\/p>\n<p>Depuis sa derni\u00e8re ann\u00e9e de perte en 2015, son b\u00e9n\u00e9fice net n&rsquo;a cess\u00e9 de progress\u00e9 et l&rsquo;ann\u00e9e 2018 semble \u00eatre partie sur la m\u00eame lanc\u00e9e.<\/p>\n<p>Sur le plan boursier, sa valorisation affiche une progression moyenne de 24,1% depuis le premier janvier 2018, m\u00eame si son action est en perte de vitesse, depuis son pic de 5,4 dinars atteint au mois de juin 2018.<\/p>\n<p>Avec Agence Ecofin<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les 9 premiers mois de 2018 ont \u00e9t\u00e9 marqu\u00e9s par une hausse des d\u00e9p\u00f4ts de longs et moyens termes, dans les comptes de la Soci\u00e9t\u00e9 Tunisienne de Banques (STB). Les d\u00e9p\u00f4ts d&rsquo;\u00e9pargne ont ainsi \u00e9t\u00e9 augment\u00e9 de 11,7% pour atteindre 2,7 milliards de dinars tunisiens et les d\u00e9p\u00f4ts \u00e0 terme ont progress\u00e9 de 24,1% pour [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3238,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"override_template":"1","override":[{"template":"1","parallax":"1","fullscreen":"0","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}]},"jnews_primary_category":{"id":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43,1],"tags":[1475,1593,1592,54],"class_list":["post-3236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","category-uncategorized","tag-banques","tag-societe-tunisienne-de-banques","tag-stb","tag-tunisie"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/3236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3236"}],"version-history":[{"count":2,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/3236\/revisions"}],"predecessor-version":[{"id":3239,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/3236\/revisions\/3239"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/3238"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}