La BCT a lanc\u00e9 en 2020, sa \u201cSandbox r\u00e9glementaire\u201d pour tester les innovations technologiques dans le domaine bancaire et financier.<\/p>\n\n\n\n
TLedger, une startup fintech tunisienne labellis\u00e9e Startup Act sp\u00e9cialis\u00e9e dans les paiements, a \u00e9t\u00e9 s\u00e9lectionn\u00e9e par la BCT dans le cadre de la premi\u00e8re cohorte de la sandbox r\u00e9glementaire pour mener des tests avec des clients volontaires en vue d\u2019exp\u00e9rimenter un Proof of Concept (PoC) sur la \u201cMonnaie Digitale de La Banque Centrale\u201d (MDBC ou CBDC).<\/p>\n\n\n\n
Cette exp\u00e9rimentation est conduite dans le but d\u2019identifier comment les technologies innovantes pourraient am\u00e9liorer l\u2019efficacit\u00e9 et la fluidit\u00e9 des syst\u00e8mes de paiement et des infrastructures financi\u00e8res, pour un meilleur secteur financier au service d\u2019une \u00e9conomie inclusive.<\/p>\n\n\n\n
A ce titre, la Soci\u00e9t\u00e9 Tunisienne de Banques (STB), banque pionni\u00e8re dans le domaine du digital, est la premi\u00e8re banque tunisienne \u00e0 int\u00e9grer le r\u00e9seau Dinar Digital, objet du projet \u201cMonnaie Digitale de La Banque Centrale\u201d dans le but de participer \u00e0 cette phase de tests qui s\u2019\u00e9tale sur une p\u00e9riode limit\u00e9e conform\u00e9ment au guide d\u2019acc\u00e8s \u00e0 la sandbox. D\u2019autres banques vont \u00e9galement int\u00e9grer ce r\u00e9seau.<\/p>\n\n\n\n
Le r\u00e9seau Digital Dinar consiste en un r\u00e9seau d\u2019interop\u00e9rabilit\u00e9 de transfert d\u2019argent et de paiements regroupant les institutions financi\u00e8res membres. Ce r\u00e9seau est op\u00e9r\u00e9 sur une technologie blockchain avec une digitalisation de la monnaie fiduciaire (cash) qui permettra d\u2019am\u00e9liorer l\u2019efficience et r\u00e9duire les co\u00fbts des transactions financi\u00e8res pour les particuliers.<\/p>\n\n\n\n
Une fois les tests sont concluants dans le cadre de la sandbox de la BCT, cette nouvelle infrastructure digitale de paiements sera mise en place en Tunisie conform\u00e9ment \u00e0 la r\u00e9glementation en vigueur, et offrira aux citoyens et aux institutions financi\u00e8res une solution compl\u00e9mentaire aux r\u00e9seaux de paiement d\u00e9j\u00e0 existants, \u00e0 savoir la mon\u00e9tique, les virements et les ch\u00e8ques.<\/p>\n\n\n\n
Avec Communiqu\u00e9<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" La BCT a lanc\u00e9 en 2020, sa \u201cSandbox r\u00e9glementaire\u201d pour tester les innovations technologiques dans le domaine bancaire et financier. TLedger, une startup fintech tunisienne labellis\u00e9e Startup Act sp\u00e9cialis\u00e9e dans les paiements, a \u00e9t\u00e9 s\u00e9lectionn\u00e9e par la BCT dans le cadre de la premi\u00e8re cohorte de la sandbox r\u00e9glementaire pour mener des tests avec des […]<\/p>\n","protected":false},"author":4,"featured_media":6151,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override":[{"single_blog_custom":"","sidebar":"","second_sidebar":"","share_position":"","share_float_style":"","post_date_format":"","post_date_format_custom":"","post_reading_time_wpm":"","zoom_button_out_step":"1","zoom_button_in_step":"1","number_popup_post":"1"}],"image_override":[{"single_post_thumbnail_size":"","single_post_gallery_size":""}],"trending_post_position":"","trending_post_label":"","sponsored_post_label":"","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo":"","sponsored_post_desc":""},"jnews_primary_category":{"id":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[759,7543,6689],"class_list":["post-28180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","tag-lancement","tag-projet-bct-tledger","tag-stb-bank"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/28180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28180"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/28180\/revisions"}],"predecessor-version":[{"id":28181,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/28180\/revisions\/28181"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/6151"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}