Les banques islamiques marocaines ont d\u00e9bloqu\u00e9 des cr\u00e9dits d\u2019un montant total de 1,1 milliard de dirhams (116 millions de dollars) via un r\u00e9seau commercial de 71 agences depuis leur lancement en juillet 2017, selon des donn\u00e9es d\u00e9voil\u00e9es le 20 juin par le gouverneur de la Banque centrale marocaine, Abdellatif Jouahri (photo).<\/p>\n
\u00abNous sommes \u00e0 71 agences participatives. Celles-ci ne cessent de se multiplier, et c\u2019est d\u00e9j\u00e0 pas mal.\u00bb, s\u2019est f\u00e9licit\u00e9 M. Jouahri lors d\u2019une conf\u00e9rence de presse.<\/p>\n
\u00abLe volume des cr\u00e9dits octroy\u00e9s par ces nouvelles entit\u00e9s, depuis leur cr\u00e9ation, s\u2019est chiffr\u00e9 \u00e0 1,1 milliard de dirhams.\u00bb, a-t-il ajout\u00e9, indiquant que les consommateurs font preuve d\u2019un engouement sp\u00e9cial des consommateurs pour la formule \u00abMourabaha\u00bb pour l\u2019acquisition de biens immobiliers et de v\u00e9hicules.<\/p>\n
La Banque centrale marocaine avait accord\u00e9 l\u2019ann\u00e9e derni\u00e8re cinq agr\u00e9ments \u00e0 des banques locales et \u00e9trang\u00e8res pour l\u2019ouverture de filiales islamiques, ainsi que trois autorisations d\u2019ouverture de fen\u00eatres islamiques.<\/p>\n
Selon une enqu\u00eate r\u00e9alis\u00e9e en 2016 par l\u2019agence Reuters, l\u2019Institut islamique de recherche et de formation rattach\u00e9 \u00e0 la Banque islamique de d\u00e9veloppement (BID), et le cabinet conseil Zawya, 98% des Marocains ont manifest\u00e9 leur int\u00e9r\u00eat pour les produits bancaires islamiques.<\/p>\n
Cette enqu\u00eate men\u00e9e aupr\u00e8s d\u2019un \u00e9chantillon repr\u00e9sentatif de 800 personnes \u00e2g\u00e9es de 18 \u00e0 55 ans, a r\u00e9v\u00e9l\u00e9 que 84% des Marocains int\u00e9ress\u00e9s par les produits bancaires islamiques souhaitent que ces produits soient moins co\u00fbteux que ceux offerts par les banques traditionnelles.<\/p>\n
43% des sond\u00e9s ont cependant affirm\u00e9 qu\u2019ils ouvriraient des comptes bancaires aupr\u00e8s des \u00e9tablissements islamiques, m\u00eame si les produits bancaires halal s\u2019av\u00e8rent plus chers que les services bancaires traditionnels. Plus cat\u00e9goriques, 30% ont d\u00e9clar\u00e9 qu\u2019ils n\u2019utiliseront plus que des produits financiers islamiques<\/p>\n","protected":false},"excerpt":{"rendered":"
Les banques islamiques marocaines ont d\u00e9bloqu\u00e9 des cr\u00e9dits d\u2019un montant total de 1,1 milliard de dirhams (116 millions de dollars) via un r\u00e9seau commercial de 71 agences depuis leur lancement en juillet 2017, selon des donn\u00e9es d\u00e9voil\u00e9es le 20 juin par le gouverneur de la Banque centrale marocaine, Abdellatif Jouahri (photo). \u00abNous sommes \u00e0 71 […]<\/p>\n","protected":false},"author":1,"featured_media":201,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"override_template":"0","override":[{"template":"1","parallax":"1","fullscreen":"0","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}]},"jnews_primary_category":{"id":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[3],"tags":[],"class_list":["post-200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=200"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/200\/revisions"}],"predecessor-version":[{"id":202,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/200\/revisions\/202"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/201"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}