{"id":17667,"date":"2020-06-05T23:46:23","date_gmt":"2020-06-05T23:46:23","guid":{"rendered":"http:\/\/www.africanchallenges.com\/?p=17667"},"modified":"2020-06-05T23:46:25","modified_gmt":"2020-06-05T23:46:25","slug":"maroc-covid-19-les-banques-redoutent-une-augmentation-des-creances","status":"publish","type":"post","link":"https:\/\/www.africanchallenges.com\/?p=17667","title":{"rendered":"Maroc- COVID-19  : les banques redoutent une augmentation des cr\u00e9ances"},"content":{"rendered":"\n<p class=\"texte textearticle\"><strong>Des \u00e9tablissements bancaires s\u2019attendent \u00e0 une baisse de l\u2019activit\u00e9 d\u2019exploitation de leur client\u00e8le, en d\u00e9pit des mesures de soutien mises en place ainsi qu\u2019une hausse des cr\u00e9ances douteuses.<\/strong><\/p>\n<p class=\"texte textearticle\">Des banques marocaines interrog\u00e9es dans le cadre d\u2019une enqu\u00eate men\u00e9e entre le 11 avril et le 12 mai 2020 par la repr\u00e9sentation au Maroc du cabinet Roland Berger redoutent en grande majorit\u00e9, une augmentation des cr\u00e9ances douteuses du fait de la covid-19.<\/p>\n<p class=\"texte textearticle\">Dans une interview accord\u00e9e au m\u00e9dia marocain\u00a0<em>Finances News Hebdo<\/em>, Amine Tazi, associ\u00e9 au cabinet Roland Berger, soutient que l\u2019activit\u00e9 commerciale des clients des banques sera confront\u00e9e \u00e0 une\u00a0<em>\u00ab\u00a0chute de la production nouvelle, une pression sur la marge d\u2019int\u00e9r\u00eats et la baisse de certaines commissions li\u00e9es \u00e0 des services offerts gratuitement pendant le confinement\u00a0\u00bb\u00a0;\u00a0<\/em>ce malgr\u00e9 les mesures de soutien mises en place par la Banque centrale et le gouvernement.<\/p>\n<p class=\"texte textearticle\">Ainsi, le report des \u00e9ch\u00e9ances de cr\u00e9dits, l\u2019octroi de cr\u00e9dits de relance et autres mesures de soutien aux particuliers et entreprises auront un effet b\u00e9n\u00e9fique en ce sens qu\u2019ils permettront aux clients des banques de faire face aux chocs de liquidit\u00e9 et de renforcer leurs besoins de tr\u00e9sorerie. Toutefois, pr\u00e9vient Amine Tazi, ces mesures ne suffiront pas \u00e0 limiter les pertes d\u2019exploitation attendues au niveau des entreprises. C\u2019est la raison pour laquelle les banques seraient inqui\u00e8tes au sujet de la capacit\u00e9 de leurs clients \u00e0 faire face \u00e0 leurs engagements.<\/p>\n<p class=\"texte textearticle\">Au-del\u00e0 de l\u2019inqui\u00e9tude sur le niveau du co\u00fbt du risque, Amine Tazi rel\u00e8ve le fait que l\u2019impact de la covid-19 sera appr\u00e9ci\u00e9 diff\u00e9remment d\u2019une banque \u00e0 une autre et sera fonction des forces et faiblesses des strat\u00e9gies et organisations de chacune de ces institutions.<\/p>\n<p><strong>Avec Agence Ecofin<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"Des \u00e9tablissements bancaires s\u2019attendent \u00e0 une baisse de l\u2019activit\u00e9 d\u2019exploitation de leur client\u00e8le, en d\u00e9pit des mesures de soutien mises en place ainsi qu\u2019une hausse des cr\u00e9ances douteuses. Des banques marocaines interrog\u00e9es dans le cadre d\u2019une enqu\u00eate men\u00e9e entre le 11 avril et le 12 mai 2020 par la repr\u00e9sentation au Maroc du cabinet Roland [...]","protected":false},"author":4,"featured_media":17669,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override":[{"single_blog_custom":"","sidebar":"","second_sidebar":"","share_position":"","share_float_style":"","post_date_format":"","post_date_format_custom":"","post_reading_time_wpm":"","zoom_button_out_step":"1","zoom_button_in_step":"1","number_popup_post":"1"}],"image_override":[{"single_post_thumbnail_size":"","single_post_gallery_size":""}],"trending_post_position":"","trending_post_label":""},"jnews_primary_category":{"id":""},"jnews_override_bookmark_settings":[],"jnews_review":[],"enable_review":"","type":"","name":"","summary":"","brand":"","sku":"","good":[],"bad":[],"score_override":"","override_value":"","rating":[],"price":[],"jnews_post_split":[],"footnotes":""},"categories":[14,43],"tags":[828],"class_list":["post-17667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks","category-eco-business","tag-augmentation"],"_links":{"self":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/17667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17667"}],"version-history":[{"count":1,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/17667\/revisions"}],"predecessor-version":[{"id":17668,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/posts\/17667\/revisions\/17668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=\/wp\/v2\/media\/17669"}],"wp:attachment":[{"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.africanchallenges.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}